Is it worth doing a pension? This is a great big con.
Because I have had several jobs, I have a few small pensions floating about. I got a statement the other day. The pension pot is now £1000 less than it was 1 year ago, and buys me a pension 0f £300 per year. Was it worth saving? Where's that £1000 gone? Why cant I invest this money myself? I wouldn't have lost that much.
Why dont we just scrap private pensions, and pay extra tax to the government and get them to pay us when we retire? Hey hang on, that's how it used to be eh?
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